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Though debtors filing for bankruptcy safety in Colorado are demonstrably better off than their counterparts all through America, any consumers who stay interested in the choice ought to keep in mind how shortly - regardless of the exemptions Colorado grants - the values of family possessions could develop depending upon the flawed trustee at the mistaken time. Admittedly, the depressed property values in Colorado, significantly the Denver and Colorado Springs areas, should effectively preclude mortgage debt consolidation for any borrower that wishes to keep their household residence. Again, depending upon circumstances, Chapter 7 or, even, Chapter thirteen bankruptcy declaration might be the suitable alternative for a certain kind of Colorado borrower, but other alternatives shouldn't be ignored.